Repair Funding

Commercial Truck Repair Funding

Unexpected repairs can stop your truck and your income. TruckFix Capital helps qualified commercial drivers cover approved repair bills by paying the repair shop directly and setting up repayment through ACH, assigned freight invoice, or other approved options.

What Repair Funding Can Help With

Engine and transmission repairs
Tires, parts, and labor
Emergency breakdowns on the road
Brake system repairs
Electrical and diagnostic work
Cooling and HVAC system repairs
Fuel system issues
Commercial truck repairs only — not personal vehicles

Who May Qualify

  • Owner-operators with active trucking operations
  • Small carriers with commercial truck needs
  • Drivers with verifiable income or freight activity
  • Applicants with a repair estimate or invoice from an approved shop
  • Drivers with valid commercial insurance
  • Businesses with a verifiable MC/DOT number (where applicable)

Qualification is subject to verification, documentation, and risk review. Submission does not guarantee approval.

Documents Needed

  • Repair invoice or estimate
  • Driver license
  • Business name
  • MC/DOT number, if applicable
  • Truck year, make, model, and VIN
  • Commercial insurance
  • Recent settlement or proof of income
  • Bank information for ACH repayment
  • Freight invoice documents, if using invoice repayment

How Repayment Works

ACH Repayment

Repay through automatic bank transfers on a schedule agreed to before funding.

Assigned Freight Invoice

If you have an unpaid freight invoice, it may be verified and used to support repayment. Terms apply.

Other Approved Options

Repayment structure depends on your situation, documentation, and the agreed terms.

Example Funding Scenario

Repair bill$3,000
Driver down payment$500
TruckFix Capital funds$2,500
Repayment methodACH or assigned freight invoice
TermsDisclosed before funding, subject to approval

This is only an example. Actual amounts, terms, and approval depend on verification and risk review.

Ready to Apply?

Have your repair estimate ready and start your application.

Funding subject to approval, verification, and signed agreements.