Truck Repair Funding
That Gets You Back on the Road
Truck stuck in the shop? TruckFix Capital helps qualified commercial drivers cover approved repair bills by paying the repair shop directly and setting up repayment through ACH, assigned freight invoices, or other approved options.
Repair Shop Paid Directly
Approved funds go directly to the repair shop.
Fast Review
Applications may be reviewed quickly once required documents are received.
Flexible Repayment Options
Repayment may be made through ACH, assigned freight invoices, or other approved options.
Built for Truckers
Designed for owner-operators, small carriers, and commercial truck repair needs.
Funding Solutions Built Around Truck Repairs
From repair shop payment to flexible repayment options, we've built our program around what commercial drivers and repair shops actually need.
Truck Repair Funding
Your truck is in the shop and the repair bill is due. We may be able to pay the approved repair shop directly so you can get your truck released and get back to work.
- Engine and transmission repairs
- Tires, parts, and labor
- Emergency breakdowns
- Commercial truck repairs only
- Repayment through ACH or assigned freight invoice
Use Freight Invoices to Repay
If you have an unpaid freight invoice from a broker or customer, we may be able to verify it and use that payment to help repay your repair funding.
- Rate confirmation and BOL/POD verification
- Broker/customer payment may be assigned directly
- Helps reduce weekly repayment pressure
- Clear terms before funding
- Terms depend on risk and verification
Repair Shop Partner Program
We partner with commercial truck repair shops to help more drivers move forward with repairs when they cannot pay the full bill upfront.
- More approved repairs
- Shop paid directly on approved deals
- Less collection stress
- Partner incentives available
- Simple referral process
How Repair Funding Works
A simple, transparent process from repair estimate to truck release.
Submit Repair Bill
Driver or repair shop submits the repair estimate or invoice.
Upload Documents
Driver provides business information, ID, insurance, income proof, and repayment details.
We Verify
We verify the repair shop, truck, business activity, income, and any freight invoice used for repayment.
Review Terms
Qualified applicants receive clear terms before funding.
Shop Gets Paid
If approved and signed, TruckFix Capital pays the repair shop directly.
Driver Gets Moving
The driver gets the truck released and repays according to the signed agreement.
Help More Customers Say Yes to Repairs
When a commercial truck customer cannot pay the full repair bill upfront, TruckFix Capital can help. If approved, we pay your shop directly and handle repayment with the driver.
- Close more repair jobs
- Reduce unpaid invoices
- Avoid chasing customers for payment
- Reduce abandoned trucks
- Offer customers a professional funding option
- Earn partner incentives on qualified funded deals
Partner incentives are available only on approved and funded deals. Terms and eligibility apply.
Partner Program Benefits
What You'll Need
- Freight invoice
- Rate confirmation
- Signed BOL/POD
- Broker/customer AP contact
- Expected pay date
- Assignment and verification may be required
Have a Freight Invoice Coming In?
If you are waiting on a broker or customer payment, TruckFix Capital may be able to verify the invoice and use it to help repay your repair funding.
This is a repayment support option for repair funding — not a standalone factoring product. Terms depend on risk, verification, and documentation.
Learn About This OptionExample Repair Funding Scenario
This is only an example. Actual results vary.
| Repair bill | $3,000 |
| Driver down payment | $500 |
| TruckFix Capital funds | $2,500 |
| Repayment method | ACH or assigned freight invoice |
| Terms | Disclosed before funding and subject to approval |
This is only an example. Actual approval, pricing, repayment terms, and funding amounts depend on verification and risk review.
Trusted by Drivers and Repair Shops
"My truck broke down and I had no way to pay the full repair bill upfront. TruckFix Capital helped get the shop paid and got me moving again."
"We had a customer ready to approve the repair but short on cash. This program helped us close the job and get paid."
"Using my freight invoice to support repayment made the process easier and helped reduce the weekly payment pressure."
Truck Stuck in the Shop? Start Here.
Apply online or have your repair shop submit a referral. We will review your documents and provide terms if you qualify.
Questions? Call (833) 702-8739